Loans & Mortgages

Personal Loans
Whether it’s a special one-time purchasing opportunity or a sudden, unexpected expense, we all have times when we may need additional funding. That’s why we offer personal consumer loans that minimize your borrowing costs and maximize your opportunities.

Whatever your need, we can help make your priorities happen by providing a quick, flexible and convenient credit solution to suit your individual needs. We also provide a pre-approval process so your financing is conveniently in place when you’re ready to use it.

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Click here to use our Loan Calculator* to help you determine a payment option that fits your Budget.

Click here to contact an Affinity Account Manager.

RRSP Loans
Take advantage of your RRSP contribution room and reduce your taxable income. With interest rates as low as Prime, your repayment options can be conveniently tailored to meet your needs.

“Take 10” RRSP Loans
Designed to help you take advantage of unused contribution limits that have accumulated from previous years, the “Take 10” RRSP Loan allows you to borrow at an interest rate as low as Prime. Convenient repayment terms of up to 10 years further helps to reduce your monthly payment.

Quick Loans
All you have to do is apply once and you can receive credit quickly and easily. Whether using it for purchases or unexpected expenses, Quick Loans offer you the comfort of revolving credit. Easy, convenient and quick.

Line of Credit
Attached to your Chequing or Maximizer account, a Line of Credit (LOC) provides you access to cash when you need it most. With interest rates lower than most retail credit cards, you pay interest only on the amount borrowed from your LOC and only for the number of days actually used. With each deposit to your account, the balance in your LOC is reduced.

Mortgages
Whether you are a first time home-buyer or refinancing your existing mortgage, Affinity has an option that is right for you. Our Account Managers will help you choose your mortgage, from fixed or variable rates, to open or closed terms. Affinity has the best pre-payment options available, allowing you to retire your mortgage before you do.

Check out our Life Events Planner* to help determine your affordable mortgage amount, compare mortgage terms, review refinance options, and learn how to save on interest payments and more!

If you’ve recently moved to Canada. Congratulations! If you are considering buying a home and need help on how to find a realtor, establish a credit history, finding the right home, how to apply for a mortgage, financial assistance programs, and much more, go to Genworth Financial to access their Recent Immigrant’s Guide to Homebuying. The guide and web information is available in several languages to benefit you as you make your dream of home ownership in Canada a reality.

*Java-enabled browser required. As of December 31, 2007, Microsoft will cease support of its Microsoft Java Virtual Machine (MSJVM). If your computer is using this software, we encourage you to update the latest version of Java offered by SUN Microsystems. You can download this at no charge from www.java.com